Leasing company

A financial leasing company is a company specialising in the provision of financing services for the leasing of material goods.

It purchases equipment and material goods and then leases them to businesses or private individuals for a set period in return for periodic lease payments.
It is usually responsible for the upkeep of the equipment.

An operating lease is a lease agreement where the leasing company retains ownership of the equipment.
The lessee uses the asset for a set period without any intention of buying it at the end of the agreement.
An operating lease is often used for equipment subject to rapid obsolescence.

Leasing, on the other hand, gives the lessee the ability to buy the equipment at the end of the agreement for a predefined residual value.
It is more suitable for goods the company may potentially be interested in purchasing.

A leasing company offers an attractive financial alternative for companies seeking to access modern equipment without the constraints of a direct purchase.
It plays a key role by helping companies remain competitive and technologically advanced while optimising their financial management.

Leasing has many advantages for companies:

Preserving their cash position by avoiding considerable initial costs and paying in instalments throughout the lifetime of the agreement (lease payments);

Accessing technologically advanced, cutting-edge equipment without having to buy it or bear considerable initial costs, thanks in particular to regular renewal and high-quality upkeep;

Deductible lease payments treated as operating expenses, which can reduce the amount of corporation tax due;

Opportunity to regularly update their equipment, thus reducing the risk associated with obsolescence (which is particularly high in fast-changing sectors such as computing and technology);

Total management of the equipment, including maintenance and updates.

As a leasing company, we finance a wide range of equipment, including computer hardware, industrial equipment, medical devices, and much more.

We also cover specialist equipment depending on the needs of various sectors, thereby guaranteeing that your work tools remain at the cutting edge of technology.

Our goal is to provide you with the resources you need to be more productive and competitive.

Our leasing company starts by analysing your specific needs and financial situation.

We then offer you a tailor-made financing solution, which we implement once you’ve given your approval.
If you agree to the solution, a lease agreement is drawn up, defining the terms of the lease including the duration, the amount of the lease payments, and the conditions for terminating the agreement.
Once the agreement has been signed, you start using the equipment during the lease period, possibly with support for upkeep, maintenance and updates.

We assist you throughout the process, from the preparation of the necessary documents to the upkeep of equipment and the management of lease payments, allowing you to benefit from a smooth, stress-free experience.
In addition, we provide regular follow-up to adjust our solutions based on your changing needs.

At the end of the agreement, you decide whether you want to return, renew or purchase the equipment.

Our leasing company’s services are available to all companies, regardless of their size and business sector.
We adapt our solutions based on your constraints and objectives.
We assess your financing capacity and financial history to provide you with the best possible options.
Our customised approach ensures that every company receives a proposal in line with its specific requirements and growth ambitions.

Our lease agreements include customised insurance solutions to protect your equipment from various risks such as accidental damage, theft, and failures.
When you choose our insurance services, you can be sure that your equipment will remain operational and your activities won’t be disrupted, even if the unexpected occurs.

At the end of your lease agreement, you have several options: return the equipment, purchase it at its residual value, or renew it, replacing it with new equipment.
Our Realease Capital leasing company helps you choose the best solution.
We provide you with advice to optimise your investments, and we help you plan the transition to new equipment if necessary.
Our goal is to ensure that you continue to benefit from the best-performing equipment with maximum flexibility.

Leasing has many tax advantages, in particular the ability to deduct lease payments from operating expenses, thereby reducing the company’s taxable income so it pays less tax.
In addition, VAT on lease payments can be deferred, which means that cash management becomes more flexible for companies.

The amount of lease payments for the leasing of industrial, medical or IT equipment is calculated based on several factors, such as the value of the equipment, the duration of the agreement and related services.
Our team of experts is here to help you find a financing solution that suits your budget and operational needs.

At Realease Capital, we’re committed to transparency.
The costs associated with leasing are clearly laid out in our agreements; these include lease payments, maintenance fees and insurance costs.
We make sure there are no surprises, and we work with you to anticipate and manage any additional costs.
Our objective is to provide you with a stress-free leasing solution with no hidden costs.

When choosing between direct purchasing and leasing, you should consider several factors, in particular your financing capacity, needs in terms of technological updates and long-term financial goals.
Leasing offers the advantage of preserving your cash position and enabling your equipment to be regularly updated, whereas direct purchasing can be more profitable in the long term if you’re planning to use the equipment over an extended period.
Our team can help you weigh your options and choose the solution that best suits your needs.

Leasing lets your company access state-of-the-art equipment without considerable initial costs, which helps you remain at the cutting edge of technology and rapidly respond to market developments.
What’s more, by preserving your cash position and benefiting from flexible lease agreements, you can invest in other strategic areas for your company, thereby ensuring sustainable competitiveness and continuous growth.

Leasing is a general term referring to the leasing of property, whereas leasing with the option to buy is a specific form of leasing.
With the latter, the lessee has the ability to purchase the equipment at the end of the agreement for a predefined residual value.

Unlike traditional leasing, which doesn’t always include this purchase option, leasing with the option to buy offers extra flexibility by enabling the lessee to become the owner of the property if it so chooses.

This is a particularly prevalent solution for private cars and automotive fleets.